Central Homes under $400,000

Central Homes under $400,000

Welcome to Central Ontario, a vibrant and inviting neighborhood that perfectly balances urban convenience with a touch of nature's tranquility. Nestled in the heart of Canada, this area is celebrated for its diverse community, rich cultural heritage, and an abundance of amenities that cater to every lifestyle.

Central Ontario boasts an array of charming parks, scenic walking trails, and recreational facilities, making it an ideal location for families, young professionals, and retirees alike. The neighborhood is well-served by public transportation, ensuring easy access to nearby cities and attractions. With a variety of dining options, local shops, and entertainment venues, residents can enjoy a lively social scene without straying far from home.

One of the most appealing aspects of Central Ontario is its affordability. Here, you can find a selection of homes priced under $400,000, making it an attractive option for first-time buyers and those looking to downsize. These homes range from cozy bungalows to modern townhouses, offering an array of choices to suit different tastes and preferences. Many properties feature spacious yards, perfect for outdoor gatherings or simply enjoying the beautiful Canadian seasons.

Whether you’re looking to invest in your first home or seeking a peaceful retreat, Central Ontario provides an exceptional quality of life at an accessible price point. Discover the charm of this neighborhood and experience the warmth of a community that welcomes you with open arms. Your dream home awaits in Central Ontario!

Newest Central Homes under $400,000

475 Beresford Path Unit 7, Oshawa
$399,000
2 Beds ⋅ 2 Baths ⋅ E13855988 MLS
Just 4 Years New, This Beautiful Two-Level Townhome Offers A Thoughtfully Designed, Open-Concept Main Level That Maximizes Both Space And Flow. Vinyl Flooring Runs Throughout The Main Floor, Which Also Includes A Convenient Powder Room And A Large Closet. The Sleek, Modern Kitchen Seamlessly Connects To The Living Area, Creating A Bright And Functional Space Ideal For Both Everyday Living And Entertaining. The Living Room Is Warm And Inviting, And Features An Electric Fireplace. The Kitchen Features A Stylish Backsplash, Quartz Countertops, Stainless Steel Appliances, And A Peninsula With Additional Seating That Naturally Bridges The Kitchen And Living Room. A Walk-Out From The Kitchen Leads To A Cozy Private Balcony, The Perfect Spot To Enjoy Your Morning Coffee. The Lower Level Features Two Bedrooms With Above-Grade Windows, A 4-Piece Bathroom, And Convenient In-Suite Laundry. This Home Presents An Excellent Opportunity To Own A Modern Townhome In A Central Location, Just Minutes To All Amenities, Transit, Highway 401, And Nearby Running Paths!

475 Beresford Path Unit 7, Oshawa
506 Normandy Street Unit 21, Oshawa
$299,999
3 Beds ⋅ 1 Baths ⋅ E13850236 MLS
Welcome Home to This Charming 2-Storey Condo Townhome in Oshawa! Discover an excellent opportunity for first-time buyers, growing families, or investors in this family-friendly complex. This well-maintained home offers a functional layout, comfortable living spaces, and a fantastic location close to everyday amenities. The main floor features durable laminate flooring throughout, a spacious kitchen with ample cabinetry and a stylish ceramic backsplash, and an inviting open-concept living and dining area. Step outside through the walkout to your private, fully fenced backyard - perfect for relaxing, entertaining, or enjoying time outdoors. Upstairs, you'll find three generously sized bedrooms and a convenient 4-piece bathroom. The partly finished basement provides additional living space with a large recreation room featuring laminate flooring and pot lights, offering plenty of potential for a home office, media room, gym, or family hangout. Enjoy easy access to Highways 401 and 407, shopping, restaurants, entertainment, and a variety of schools, including Durham College and Ontario Tech University. A great combination of space, location, and value - this home is ready to welcome its next owner!

506 Normandy Street Unit 21, Oshawa
1133 Franklin Street, North Bay
$289,900
2 Beds ⋅ 1 Baths ⋅ X13848994 MLS
Welcome to this centrally located, affordable and turnkey 2 bedroom, 1 bathroom bungalow. Freshly updated with new flooring and paint throughout the main floor. Large bright living area, kitchen/dining area with patio door to the large backyard. Updated 4pc bath and two main floor bedrooms. Partial lower level includes a large utility/laundry room with plenty of space for storage, workshop or flex space. The exterior was updated in 2011 with new siding and added insulation around the outside of the house, plus additional attic insulation. Combined with forced-air gas heating, this makes for an economical home to heat. Located in close proximity to major area amenities, this is an ideal starter home for someone looking to enter the market. *Some photos have been virtually staged. Furniture, décor and accessories shown have been digitally added for illustrative purposes only and are not included with the property. Size, scale and placement of virtually staged items are approximate and may not reflect exact dimensions.

1133 Franklin Street, North Bay
430 Aubrey Street, North Bay
$349,900
5 Beds ⋅ 2 Baths ⋅ X13844554 MLS
Opportunity awaits in this affordable 3+2 bedroom, 2 bathroom, one-owner home. The main floor offers a bright and spacious living/dining area and a functional kitchen with room for a breakfast nook, along with 3 bedrooms and a 3pc bathroom. The lower level features a rec room, 2 additional bedrooms, 3pc bathroom, utility/laundry room and a large workshop with exterior access. Forced-air gas heating with central air conditioning, with appliances included. The backyard offers plenty of space for outdoor enjoyment and is fully fenced, with a patio area and garden shed. Conveniently located close to area schools, stores and Thomson Park. *Some photos have been virtually staged. Furniture, décor and accessories shown have been digitally added for illustrative purposes only and are not included with the property. Size, scale and placement of virtually staged items are approximate and may not reflect exact dimensions.

430 Aubrey Street, North Bay
14 George Street, Ajax
$399,000
2 Beds ⋅ 1 Baths ⋅ E13839060 MLS
Opportunity Knocks With This Two-Bedroom Detached Bungalow Full Of Potential. Great Curb Appeal With Plenty Of Possibility Inside. Renovations Are Underway, With Many Materials Already On Site And The Interior Ready For Your Finishing Touches. The Existing Layout Offers A Front Living Room, Two Bedrooms, A Four-Piece Bath, An Eat-In Kitchen With A Walkout To The Backyard, Plus A Separate Main-Floor Laundry Room. Outside, Enjoy A Fully Fenced Private Yard, Plenty Of Driveway Parking, A Detached Electrified Garage, And A Separate Workshop Perfect For Projects, Hobbies Or Storage. Ideally Located Near Parks, Schools, Shopping, Everyday Amenities And Highway 401. Complete The Vision And Make It Your Own.

14 George Street, Ajax
663 Ferguson Street, North Bay
$349,900
3 Beds ⋅ 1 Baths ⋅ X13836410 MLS
CLASSIC CENTURY HOME OVERLOOKING THE PARK. Character, charm, and plenty of space! Step into the warmth and character of this well-built century home, ideally situated directly across from a beautiful, quiet park. Filled with vintage charm while offering thoughtful updates, this is a home that truly must be seen to be appreciated. Beautiful hardwood floors, newer windows, rich original wood trim, and classic wood doors highlight the craftsmanship throughout. A welcoming enclosed front porch provides a wonderful place to relax, while two of the upper bedrooms open onto a covered second-floor porch overlooking the park. The main level features a spacious combined living and dining area, along with a functional kitchen offering convenient access to the backyard. Parking is available at the rear of the property, accessed from the city laneway. Upstairs you'll find three bedrooms, a convenient second-floor laundry room, and an updated 4-piece bathroom with separate tub and shower. Continue to the bonus top floor and discover a surprisingly spacious family room with hardwood flooring and a skylight-a bright, versatile space ideal for relaxing, hobbies, a home office, or additional living space. The full basement provides excellent storage and includes a separate entrance to the backyard. Additional features include forced-air gas heating and a convenient location close to public transit, downtown, schools, shopping, and everyday amenities. A wonderful opportunity to own a solid century home with character, generous living space, and a beautiful park right outside your front door. Vintage charm. Modern conveniences. A view you can enjoy every day.

663 Ferguson Street, North Bay
313 Olive Avenue, Oshawa
$379,000
3 Beds ⋅ 2 Baths ⋅ E13834658 MLS
Welcome to this charming 1-storey detached home in the heart of Central Oshawa, offering an excellent opportunity for first-time buyers, young families, downsizers, or investors. Featuring 3 spacious bedrooms and 2 bathrooms, this home combines comfort, functionality, and outstanding value in one of Durham Region's most convenient locations. This property also boasts a garage and a private backyard with a deck. Set in an established neighbourhood with mature trees and a strong sense of community, you'll enjoy easy access to Highway 401, Downtown Oshawa, public transit, the GO Station, shopping, restaurants, parks, schools, and the beautiful Oshawa waterfront. Whether you're commuting to Toronto or working locally, this location offers exceptional convenience. With larger lots, established streets, and all the amenities you need just minutes away, this property is an affordable alternative to condo or townhouse living while offering the benefits of detached home ownership. Don't miss your chance to own a wonderful home in a growing community that continues to attract buyers looking for space, value, and an unbeatable lifestyle. (see Additional Remarks to Data Form)

313 Olive Avenue, Oshawa
83 NAPIER Street, Hamilton
$349,900
2 Beds ⋅ 1 Baths ⋅ X13831658 MLS
Downtown Hamilton gem all brick three-bedroom row house. Charming all brick rowhouse in the heart of downtown Hamilton, with walkability to trendy cafes, restaurants, shops, and nightlife along James Street and Locke Street. With easy access to GO Transit, public transit routes, parks, and the escarpment trail. The solid brick construction brings timeless character and low maintenance appeal. On street parking permits are available through the City of Hamilton, giving residents convenient parking right in front of the home, a rare perk downtown. A fantastic opportunity for investors or first-time buyers alike. The current tenant has called this home for over ten years and would love to stay, paying $1818 per month plus utilities. That means reliable income from day one with a tenant who genuinely cares for the property. Don't miss this rare downtown opportunity combining location, character, and long-term investment potential all in one package. RSA

83 NAPIER Street, Hamilton
112 Olive Avenue, Oshawa
$324,900
2 Beds ⋅ 1 Baths ⋅ E13818984 MLS
RENOVATED FREEHOLD UNDER $325,000-WITH NO CONDO FEES!This is one of Oshawa's best-priced opportunities to own a move-in-ready freehold home. Perfect for a first-time buyer, couple or anyone ready to stop renting and start building equity, this two-bedroom brick townhome has been renovated from top to bottom and is ready for immediate enjoyment.Step inside to a bright and surprisingly spacious main floor. The living room extends over 21 feet, providing plenty of room to relax, entertain or create a comfortable work-from-home area. The separate dining area flows into a brand-new kitchen featuring quartz countertops, modern cabinetry, a stylish backsplash and all-new appliances.Upstairs, you will find two bedrooms and a beautifully updated bathroom. New flooring, fresh paint, contemporary lighting, fixtures and finishes throughout give the entire home a clean, modern feel. The unfinished basement provides additional storage and keeps everyday belongings organized and out of sight.Outside, the fully fenced backyard offers private outdoor space that is difficult to find at this price. Enjoy your morning coffee, host summer barbecues, plant a garden or create a safe place for children or pets to play-all without the upkeep of a large property.Best of all, this is a true freehold. There is no condo corporation and no monthly maintenance fee. Annual property taxes are approximately $2,458, helping keep the overall cost of ownership affordable.While the property does not include private parking, public parking is conveniently located directly across the street at the park.Located in central Oshawa with public transit just outside your door, schools, parks, shopping, the library, hospital and Highway 401 access.Fully renovated. Two bedrooms. All-new appliances. Private fenced backyard. Freehold ownership. No condo fees. All for $324,900.Quick closing is available. Book your private showing before this opportunity is gone!

112 Olive Avenue, Oshawa
171 Fifth Avenue W, North Bay
$349,900
3 Beds ⋅ 2 Baths ⋅ X13808214 MLS
Welcome to 171 Fifth Ave West in Central North Bay. This 3 bed, 2 bath brick house has a detached garage with large workshop and is centrally located, walking distance to many amenities. Private backyard with fence and nice deck to enjoy entertaining, with a large garage/workshop combo for storing vehicles, toys or for working on those projects and hobbies. Inside, large kitchen and dining area, leading to the living room with hardwood floors. Two more bedrooms with hardwood floors and a 4 piece bathroom round out the main level of this house. Upstairs is a large loft style bedroom with dormer and a two piece bathroom and in the basement you have a nice sized recreation room and large utility room with laundry and two different storage rooms off of this. This solid, spacious house in the heart of downtown is looking for a new owner. Book your appointment today and make this beautiful home your own.

171 Fifth Avenue W, North Bay
150 Main Street W Unit PH05, Hamilton
$369,000
2 Beds ⋅ 2 Baths ⋅ X13800476 MLS
Perched on the top of this highly desirable building, this rare penthouse 1-bedroom plus den, 2-Bathroom suite blends striking structural design with everyday functional luxury in the heart of downtown Hamilton. The floor-to-ceiling windows, standing 10 ft tall, dramatically bathe the suite with exceptional light, creating an immediate sense of grandeur and scale. The dedicated den functions seamlessly as a professional home office, creative studio, or private guest space. This building offers must-have amenities including an indoor pool, gym and rooftop terrace and places you right in the highly desirable part of town, close to restaurants, McMaster University, City Hall and is strategically placed close to the highways for easy commutes. Come explore this fantastic place that you will soon call home.

150 Main Street W Unit PH05, Hamilton
161 Fifth Avenue E, North Bay
$359,900
3 Beds ⋅ 1 Baths ⋅ X13796546 MLS
Welcome to this charming two-storey home, ideally situated in a central location close to everyday amenities. Offering 3 bedrooms and 1 bathroom, this home features a practical layout with inviting spaces for comfortable living. The kitchen and dining area flow seamlessly into the living room, creating a warm, open-feeling space that's perfect for everyday living and entertaining. A beautiful stone fireplace serves as a focal point in the living room, adding character and charm. The full basement provides valuable additional space for laundry and storage, while the single-car garage offers convenient additional storage. Recent updates include the front deck, all windows, lights, side door, roof, eaves, fascia, soffit, and drain spouts. Outside, enjoy the backyard with space to relax, garden, or entertain. With its central location, functional layout, welcoming living spaces, and numerous updates, this home offers a great opportunity for those looking for a well-maintained property with character and convenience.

161 Fifth Avenue E, North Bay
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